If there is any one thing that will bring peace and contentment into the human heart, and into the family, it is to live within our means. And if there is any one thing that is grinding and discouraging and disheartenning, it is to have debts and obligations that one cannot meet.


Heber J. Grant, Gospel Standards by Heber J. Grant. Compiled by G. Homer Durham. 1941. P.110 - Originally found in RSM, 19:302